Start Where You Are

As with most things in life, in the realm of personal finance, we humans tend to focus on what we don’t have rather than what we do have.  And this is relevant beyond material belongings—it is equally applicable to knowledge, skills, and abilities.  Oftentimes, we allow the desire to acquire to trap us in an … Continue reading Start Where You Are

Sweating the Details and Getting Nowhere? Try this Instead…

Sometimes, it’s all too easy to monitor and manage the details—to sweat the small stuff, if you will.  What I mean by that is there’s no shortage of books, articles, and other literature (including some of my previous articles) about how details matter.  And details do matter!  But when you translate that into personal finance, … Continue reading Sweating the Details and Getting Nowhere? Try this Instead…

Supercharge Your Giving

As I mentioned in another article (“The Three Budget Overages I Never Question” – https://sowadime.com/2020/08/10/three-budget-overages-i-never-question/), charitable giving is one of the most important budget items for the Sow a Dime & Reap a Dollar household.  It’s something my wife and I were taught to do as young children and something we prioritize every month.  Hopefully … Continue reading Supercharge Your Giving