Wait for a Windfall

In other articles here on Sow a Dime & Reap a Dollar, I’ve discussed prioritizing spending, wants versus needs, budgeting, waiting 30 days (see links to these articles below), and a variety of other topics aimed at improving your financial future.  If the content in those articles didn’t help you with tackling your spending, I … Continue reading Wait for a Windfall

Wait 30 Days…

Following a budget and trying to pare back your spending?  Thinking about making a spontaneous, un-budgeted purchase?  If you answered yes to both of those questions, you can benefit from this short article!  Read on… There are many strategies that can help determine whether it’s something you truly want or if you’re caught in the … Continue reading Wait 30 Days…

Keys to Saving: Save Soon, Save Often & Save Sufficiently (SOS)

For this post, I want to anchor the concept of saving to an easy-to-remember acronym—SOS.  Before we begin, here’s a quick history lesson to gain some context and clarity around the topic.  SOS was first created in the early 1900s in Germany and is the original distress signal used in Morse code.  When used, the … Continue reading Keys to Saving: Save Soon, Save Often & Save Sufficiently (SOS)